1. Introduction
Welcome to Business & Edu (“we”, “us”, “our”, or the “Site”).
These Terms of Use (“Terms”) govern your access to and use of this website and any content, resources, or services provided through it. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
You should read these Terms together with our Privacy Policy, which explains how we collect and manage personal information.
2. Eligibility & Acceptance
By using this Site, you represent and warrant that:
- You are at least the age of majority in your jurisdiction, or you have the permission of a parent/guardian; and
- You have the legal capacity to enter into a binding agreement; and
- You will comply with these Terms and all applicable laws and regulations.
Your continued use of the Site after any updates to these Terms constitutes acceptance of the revised Terms.
3. Use of the Site
You may use Business & Edu only for lawful purposes and in accordance with these Terms. In particular, you agree not to:
- Use the Site in any way that violates any applicable law or regulation;
- Use the Site to transmit, distribute, or store any harmful, abusive, or infringing material;
- Attempt to gain unauthorized access to any part of the Site, server, or network;
- Interfere with or disrupt the operation of the Site (e.g., by introducing malware, bots, or excessive automated requests);
- Scrape, copy, or systematically harvest content from the Site for commercial purposes without our prior written consent.
We reserve the right to suspend or terminate access to the Site for any user who violates these Terms.
4. Intellectual Property
Unless otherwise stated, all content on Business & Edu—including text, graphics, logos, images, design, and structure—is owned by us or used under license, and is protected by copyright, trademark, and other intellectual property laws.
You may:
- View, read, and print content for your personal, non-commercial use;
- Share links to our public pages, provided you do not modify the content or misrepresent our work.
You may not:
- Reproduce, distribute, modify, republish, or create derivative works from our content without prior written permission;
- Remove, obscure, or alter any copyright, trademark, or other proprietary notices on the Site.
If you wish to use our content in a professional, academic, or commercial context, please contact us for permission.
5. No Professional Advice
The content on Business & Edu is provided for general informational and educational purposes only.
Nothing on this Site constitutes:
- Business, financial, investment, or tax advice;
- Legal or regulatory advice;
- Professional educational, pedagogical, or career counseling;
- Medical, psychological, or therapeutic advice.
You should not act or refrain from acting based solely on any information on this Site without seeking appropriate professional advice tailored to your specific situation.
You are solely responsible for any decisions you make based on information from this Site.
6. User Contributions (Comments, Messages, etc.)
If the Site allows comments, messages, or other user-generated content (“User Contributions”), you are responsible for any content you submit.
By submitting User Contributions, you:
- Represent that you own or have the right to use such content;
- Grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, display, and distribute your content in connection with the Site;
- Agree not to post anything unlawful, defamatory, discriminatory, offensive, or otherwise inappropriate.
We reserve the right, but are not obligated, to monitor, edit, or remove User Contributions at our sole discretion.
7. Third-Party Links & Resources
The Site may contain links to third-party websites, tools, products, or services that are not owned or controlled by Business & Edu.
- These links are provided for convenience and informational purposes only.
- We do not endorse, guarantee, or assume responsibility for the content, policies, or practices of any third-party sites.
- Accessing third-party websites is at your own risk and subject to their own terms and privacy policies.
8. Advertising, Affiliates & Sponsored Content
From time to time, the Site may display advertising, sponsored content, or affiliate links.
- We strive to feature tools and services that may be relevant or useful to our readers.
- If you purchase a product or service through an affiliate link, we may receive a commission at no additional cost to you.
- Any sponsorships or material connections, where applicable, will be disclosed in accordance with relevant guidelines.
However, the presence of advertising or affiliate links does not change our commitment to provide honest and independent opinions.
9. No Warranties
The Site and all content are provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied.
We do not warrant that:
- The content is complete, accurate, current, or free from errors or omissions;
- The Site will be available at all times, or that access will be uninterrupted or secure;
- The Site or its host servers will be free of viruses, malware, or other harmful components.
To the fullest extent permitted by law, we disclaim all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the maximum extent permitted by law, Business & Edu, its owners, contributors, and partners shall not be liable for any:
- Direct, indirect, incidental, consequential, special, or punitive damages;
- Loss of profits, revenue, data, or goodwill;
- Business interruption or other intangible losses;
arising out of or in connection with:
- Your access to or use of (or inability to use) the Site;
- Any reliance placed on the content, guidance, or resources provided;
- Any third-party websites, products, or services linked from the Site.
If you are dissatisfied with any part of the Site or these Terms, your sole and exclusive remedy is to stop using the Site.
11. Indemnification
You agree to indemnify, defend, and hold harmless Business & Edu, its owners, contributors, and partners from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:
- Your use or misuse of the Site;
- Your violation of these Terms;
- Your infringement of any third-party rights.
12. Changes to the Site and These Terms
We may update, modify, or discontinue any part of the Site at any time without prior notice.
We may also revise these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page. Your continued use of the Site after such changes indicates your acceptance of the revised Terms.
13. Governing Law
These Terms and any disputes arising from or relating to your use of the Site shall be governed by and construed in accordance with the laws of [insert jurisdiction], without regard to its conflict of law principles.
You agree to submit to the exclusive jurisdiction of the courts located in [insert jurisdiction] for the resolution of any such disputes, unless otherwise required by applicable law.
14. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy and any additional notices posted on the Site, constitute the entire agreement between you and Business & Edu regarding your use of the Site and supersede any prior or contemporaneous communications.
16. Contact Information
If you have any questions about these Terms or this Disclaimer, please contact us at:
Business & Edu
Email: dalo78@naver.com
Disclaimer
The following disclaimer applies to all content, resources, and services provided by Business & Edu.
1. Information-Only, No Professional Relationship
All information on this Site is provided for general information and educational purposes only.
Using this Site or reading its content does not create a professional relationship of any kind, including but not limited to:
- Business or management consulting;
- Financial, investment, or tax advisory services;
- Legal representation or counsel;
- Professional educational, instructional design, or coaching services;
- Medical, psychological, or therapeutic care.
If you require professional advice, you should consult a qualified professional who can consider your specific circumstances.
2. No Guarantees of Results
We may share strategies, frameworks, examples, case studies, or personal experiences related to business, education, productivity, and personal development.
However:
- Past results, whether our own or those of others, do not guarantee similar outcomes for you.
- Your results will depend on many factors beyond our control, including your context, resources, decisions, and execution.
You acknowledge that you are solely responsible for any decisions and actions you take based on information from this Site.
3. Accuracy, Completeness & Timeliness
We strive to provide content that is accurate and up to date. However, we do not guarantee that:
- All information is complete, accurate, or current at all times;
- All errors, omissions, or outdated information will be promptly corrected.
You should independently verify critical information—especially in areas such as law, finance, taxation, and regulatory compliance—before acting on it.
4. Third-Party Content, Links & Tools
The Site may reference or link to third-party:
- Websites
- Blogs or articles
- Products or services
- Tools, software, or platforms
We do not control or endorse third-party content and are not responsible for:
- The availability, accuracy, or reliability of third-party sites;
- Any losses or damages arising from your use of third-party content or services.
Your use of third-party sites is at your own risk and subject to their terms and policies.
5. Affiliate & Advertising Disclosure
Where applicable, Business & Edu may participate in affiliate programs or display advertising.
- If you click on a link and make a purchase, we may receive a commission at no extra cost to you.
- We aim to feature tools and services that are relevant, but you should always evaluate whether a product or service is appropriate for your own needs.
Any opinions expressed about products, services, or tools are our own honest views and are not guaranteed to reflect your experience.
6. Financial, Legal & Other Sensitive Topics
Some content may touch on sensitive or high-impact topics such as:
- Business strategy, revenue models, or pricing;
- Financial planning or budgeting;
- Legal structures, contracts, or compliance;
- Employment, workplace, or educational policy;
- Well-being or stress management related to work and study.
This content is not a substitute for:
- Independent financial advice from a licensed professional;
- Legal advice from a qualified attorney;
- Professional counseling or medical care.
You should consult appropriate professionals before making decisions in these areas.
7. Limitation of Liability (Reaffirmed)
To the fullest extent permitted by applicable law, Business & Edu and its owners, authors, and contributors shall not be liable for any loss, damage, or harm—whether direct, indirect, incidental, consequential, or otherwise—arising from:
- Your use of, or reliance on, any information contained on this Site;
- Any errors, omissions, or delays in the content;
- Any actions you take or fail to take based on information from the Site.
If you do not agree with this Disclaimer or the Terms of Use above, please discontinue using Business & Edu.
By continuing to use the Site, you acknowledge that you have read, understood, and agreed to these Terms of Use and Disclaimer.